A debt management plan is, in short, an agreement between you and your creditors as to how you will repay outstanding unsecured debts. This will usually involve your creditors accepting lower monthly payments and/or freezing interest and charges, in order to give you a chance to repay your debts at a more manageable pace.
Who is [...]
New research has shown that more Britons are choosing to stay at home over the Christmas period due to the financial crisis.
The study by the AA found that nearly a fifth of those who travelled last Christmas have decided to stay at home this year.
As well as the economic crisis putting pressure on British consumers, [...]
Anyone with an interest in IVAs (Individual Voluntary Arrangements) will probably have heard about the fate of the SIVA (Simplified IVA).
The Insolvency Service has announced that plans to introduce SIVAs have been withdrawn, stating that the ‘successful operation of the IVA Protocol has resulted in many of the desired improvements in the IVA marketplace being [...]
http://leg2.state.va.us/dls/h&sdocs.nsf/By+Year/RD4292008/$file/RD429.pdf
Latest progress report, released for consideration of the General Assembly session of 2009. Covers wastewater, agricultural runoff, and development. Reports that 343 miles of rivers were removed from the impaired list because of cleanup efforts. From the Secretary of Natural Resources.
Cheapeake Bay and Virginia Waters Clean-Up Plan: Progress Report
http://www.meps.ahrq.gov/mepsweb/data_files/publications/st228/stat228.pdf
Describes the nature of ear infections, why they occur most frequently in children, the number of children who were treated for the problem and the cost. From the Agency for Healthcare Research and Quality.
Ear Infections (Otitis Media) in Children: Use and Expenditures, 2006
http://www.census.gov/Press-Release/www/releases/archives/population/013049.html
Press release which reports that Utah with a population growth of 2.5% was the fastest growing state in the period from July 1, 2007 to June 30 2008. Arizona, Texas, North Carolina and Colorado were also among the five fastest growing states. Texas gained the most people, 484,000, while Michigan and Rhode Island were the [...]
http://www.nps.gov/history/NAGPRA/REVIEW/MaasCulturallyAffiliatedReportFinal.pdf
Intends to clarify the circumstances surrounding a collection of more than 1,000 Native American human remains in museum and federal agency collections across the U.S., to link the remains to present day Indian tribes, and promote the process of repatriation of the remains to the tribes. From the National Park Service.
Culturally Affiliated Native American Human [...]
Following the Bank of England’s base rate cut to 3%, deciding between a fixed-rate mortgage and a tracker mortgage has become even more difficult than it used to be. Choosing one or the other could potentially save you (or cost you) a lot of money in the long-run.
Fixed-rate or tracker mortgage?
The Bank of England’s base rate is a very important figure at the heart of the UK economy. It determines how expensive it is for banks to lend and borrow money, and it influences interest rates on consumer loans and saving accounts.
With the current economic situation looking uncertain, there has been much talk about which [...]
http://www.parliament.uk/commons/lib/research/briefings/SNSG-03839.pdf
Identifies sources for statistics on education finance, teachers, and higher or advanced education in the United Kingdom. From the Library of the House of Commons.
Sources of Social Statistics: Education